SARs and CTRs

No.	Page	Summary
01	CTR Rules: What a Currency Transaction Report Covers	A currency transaction report is a Bank Secrecy Act filing that goes to FinCEN. What counts as currency, how the $10,000 line works, and when the report goes to FinCEN.
02	Currency Transaction Report Requirements	What a currency transaction report requires: the $10,000 line, aggregation across branches, the 15-day filing deadline, and the internal controls the FFIEC manual expects.
03	How to File a Suspicious Activity Report	You spotted something odd in an account. Here is the form to use, the fields that must be filled, the deadlines that run, and what happens after you hit submit.
04	FinCEN Mail Theft Check Fraud Alert	FinCEN and the Postal Inspection Service mapped how checks are stolen from the mail and spent. Here is what the alert says, and what it asks of banks.
05	What a Suspicious Activity Report Is and Who Files One	A SAR is the report a bank or money services business sends FinCEN when a transaction may signal a possible violation of law. What the rules require, from thresholds to confidentiality.
06	Suspicious Activity Reports at Banks	A bank's duty to report suspicious transactions under 31 CFR 1020.320, from the $5,000 threshold and the 60-day limit on delay to confidentiality and the safe harbor.
07	Suspicious Activity Report Requirements for Banks	A bank's SAR duties in order: the dollar lines, the 60-day limit on delay, the safe harbor, the confidentiality rule and the five-year copy.
08	MSB SARs: The Counter Clerk's Thirty Days	A money transmitter sees odd transfers long before any bank does. What the SAR rule for money services businesses asks once someone at the counter notices.
09	After a SAR Is Filed: What the Bank Does Next	The filing button is not the end. What the bank still owes the file, the customer and FinCEN once a SAR leaves the building.